Terms of Use


1. Burchell Edwards

Burchell Edwards is a trading name of Cornerstone the Midlands Limited. Cornerstone the Midlands Limited is a private limited company registered in England whose registered company number is 3095041 and whose registered address is Parkway House, Second Avenue, Burton-Upon-Trent, Staffordshire, DE14 2WF

Burchell Edwards is a trading name of Cornerstone the Midlands Limited, which is an introducer appointed representative of the following companies for introducing the products shown: Legal & General (Portfolio Management Services) Limited (life assurance, pensions and investments) and Legal & General Partnership Services Limited (mortgages and insurance).Both Legal & General companies are authorised and regulated by the Financial Services Authority.

Burchell Edwards Financial Services Limited is a private limited company registered in England whose registered company number is 05819088 and whose registered address is Parkway House, Second Avenue, Burton-Upon-Trent, Staffordshire, DE14 2WF.

Burchell Edwards Financial Services Limited is an appointed representative of the following companies, which are authorised and regulated by the Financial Services Authority for advising on and arranging the products shown: Legal & General (Portfolio Management Services) Limited (life assurance, pensions and investments) and Legal & General Partnership Services Limited (mortgages and insurance).



2. This Website

Cornerstone the Midlands Limited and Burchell Edwards Financial Services Limited jointly own the website located at http://www.burchelledwards.com (the "Website"). By accessing and using the Website you the user agree to be bound by these terms and conditions (the "Terms") which govern your access to and use of the Website.



3. Ownership and Use of Content

3.1 All text, data, charts, tables, software, video, music, sound, graphics, photographs, illustrations, artwork, names, logos, trade marks, service marks and other material on the Website (the "Content") and all rights in it belongs to Cornerstone the Midlands Limited You may retrieve and display Content from the Website on a computer screen, print individual pages on paper (but not photocopy them) and store such pages in electronic form on disk (but not on any server or other storage device connected to a network) for your personal use. Content may not be copied, reproduced, republished, downloaded, posted, broadcast or transmitted in any other way.

3.2 You agree not to adapt, alter or create a derivative work from any of the Content on the Website or to use it for any purpose other than for your personal and non-commercial use.



4. Unlawful Use

You agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of or restrict or inhibit the use and enjoyment of the Website by any third party. Such restriction or inhibition includes, but is not limited to, conduct which is defamatory, or which may harass, cause distress or inconvenience to any person and the transmission of obscene or offensive content or the disruption of normal flow of dialogue within the Website.



5. Intellectual Property Rights

5.1 All copyright, trade marks, database rights and other intellectual property rights that may exist in this Website and the Content shall remain at all times the property of Cornerstone the Midlands Limited

5.2 The trade marks, service marks and logos used and displayed on this Website ("Trade Marks") are registered or unregistered trade marks of Cornerstone the Midlands Limited. Nothing on this Website should be construed as granting, by implication or otherwise, any licence or right to use any Trade Mark without written permission from Cornerstone the Midlands Limited. The name of Cornerstone the Midlands Limited may not be used in any way, including in advertising or publicity pertaining to distribution of Content without the prior written permission of Cornerstone the Midlands Limited



6. Liability

6.1 The Website and Content is provided "AS IS" and on an "AS AVAILABLE" basis and Cornerstone the Midlands Limited does not guarantee the accuracy, timeliness, completeness, performance or fitness for a particular purpose of the Website or any Content. All implied warranties, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy are excluded from these Terms to the extent that they may be excluded as a matter of law.

6.2 In no event will Cornerstone the Midlands Limited be liable for any loss including, without limitation, indirect or consequential loss, or any damages arising from loss of use, data or profits, whether in contract, tort or otherwise, arising out of or in connection with the use of this Website.

6.3 Cornerstone the Midlands Limited has tried to ensure that all the Content provided on the Website is correct at the time of publication. The Content is provided on an information basis only and should not be relied upon. No responsibility is accepted by or on behalf of Cornerstone the Midlands Limited for any errors, omissions, or misleading Content on the Website or on any websites to which the Website connects.

6.4 Cornerstone the Midlands Limited does not warrant that the Website or Content will be uninterrupted or error free, that any defects will be corrected, or that this Website or the server that makes it available are free of viruses or bugs.

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7. Privacy

You must read and accept the Cornerstone the Midlands Limited Privacy Policy which details what type of personal information Cornerstone the Midlands Limited may collect from you when you visit the Website and how Cornerstone the Midlands Limited may store and use the information in accordance with the Data Protection Act 1998 and the Privacy and Electronic Communications Act 2003.



8. Changes to the Terms

Cornerstone the Midlands Limited reserve the right, at its discretion, to make changes to any parts of the Website or these Terms. When these Terms are amended, Cornerstone the Midlands Limited will publish details of the amendments on the Website. Your continued use of the Website is taken as your agreement to be bound by these Terms as amended.



9. Jurisdiction


These Terms shall be governed by and construed in accordance with English Law and subject to the exclusive jurisdiction of the English Courts.



10. Severability


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11. Conflict

If there is any conflict between these Terms and any other written agreement between you and Cornerstone the Midlands Limited then the latter shall prevail.



12. Events beyond our control

Cornerstone the Midlands Limited will not be responsible for any breach of these Terms caused by circumstances beyond its reasonable control.



13. Links

Cornerstone the Midlands Limited is not responsible for the availability or content of any third party websites or material you access through this Website.



14. File Download

A natural process affecting the outer layer of concrete. Metal reinforcement within that layer is liable to early corrosion, with consequent fracturing of the concrete.



15. Contact

If you wish to contact Cornerstone the Midlands Limited regarding the Website, these Terms or the Privacy Policy please contact us by post or in person at Parkway House, Second Avenue, Burton-Upon-Trent, Staffordshire, DE14 2WF, by telephone on 01283 495 550 or by email to HeadOffice@BurchellEdwards.com