flexible mortgages

There are many varying degrees of flexibility. Most lenders offering a flexible mortgage will allow the borrower to do some or all of the following:

Overpaying, underpaying, payment holidays, borrowing back, draw-down, calculating interest daily, off-setting. As Interest may continue to be charged during any payment holiday period, we will check all the small print for you.

Some so-called flexible mortgages may only meet a couple of these criteria, while other all-singing, all-dancing mortgages allow you to do much more. We will take care of the research before you choose the flexible mortgage deal that suits you best.

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Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee of between 0 - 1.50% for mortgage advice. The precise amount will depend on your circumstances and may be waived subject to certain conditions.

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